Personal Student Loan

Personal Student Loan

Open Question: Will financial aid cover winter/summer classes?

Hi everyone, I’m just confused about one thing; hoping some of you can clear this up to me since I’m new to the whole financial aid thing. I wanted to take winter and summer classes, but I see that my FAFSA is only covering just enough for my Fall/Spring classes this year. I won’t have any financial aid money left over to spare. How does this work? Are those students who are going to winter/summer classes paying with extra financial aid that was left over, or are they taking out personal loans, etc. THANK YOU =)

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Open Question: What is the qualification for being considered homeless in VA?

Here’s my situation. I am a nineteen-year-old college student who is trying to get federal financial aid (a Stafford loan, technically) for my last year in college, which has already just begun.

I need to file a FAFSA (Free Application for Federal Student Aid). I recently left my parents’ home because they are abusive and overly controlling and manipulative in the lives of their children. Unfortunately, the FAFSA requires parents’ tax and personal information (including SSN’s usually) unless the student can show they are independent by checking of an option from a list. I do not qualify for the age option – I am only nineteen and would need to be twenty-three, which I think is rather silly since technically the age of eighteen is that of a legal adult.

However…on to the homelessness idea. Being homeless or being at risk for homelessness is one of the options listed that can enable me to fill out the FAFSA without my parents’ information. Since moving out of my parents’ house, I have been living with my fiance and his family. However, they are almost constantly on the brink of losing their house because of mortgage payments, so really I could lose that home as well without too much warning at all.

To add to this, though I’m not sure if it counts…at the current time and during the school year I live in a dorm, though I highly doubt that counts as having a “home.”

Can anyone advise me on what the actual laws of Virginia state concerning being homeless? What does it take to be considered homeless or at risk for being homeless? Explanations or links with pertinent info would be appreciated.

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Open Question: How do I accept only a portion of the undsubsidized loan amount offered to me?

My offered unsubsidized loan amount was $5500 for the entire year: $1833 for each quarter(fall, winter and spring). I want the $1800 for the fall quarter, but only $600 in winter and $600 in spring. On my personal student page, I am only given the option to accept or decline. When I go to fill out information on the Direct Loans site, will I be able to choose how much I want each quarter?

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Open Question: I need help!!!!!!!!!!!!!!!!!!!!!!!!!!!?

I had wrote on here before about loans, and people answered but not what Im looking for, for one I am not in collage and for 2 I can’t get a job because I don’t have any work experience enough to work anywhere else I been applying for jobs like you wouldn’t believe, but I don’t get them because I don’t have the work experience to get the job I can’t do volunteer work because it takes gas money with out a job I can’t get gas money, or a babysitter to do volunteer work, so I am aware of earning the money first but that’s impossible if they won’t hire me, for 3 my credit history is bad and I know they won’t give me a personal loan, I can’t get a student loan I have tryed but because the CNA classes are NOT done by any collage because they are only 6 months classes I can’t get a student, loan because you have to have a school code to get a student government grant but there are NO schools that do the classes only nursing homes, and education centers they do not have a school code that’s just how that works, so that answers some of your questions but I am asking if there is any real loans for mothers who don’t have anything for me to go to schools I need a loan or something of that sort that I can get then pay back in a 6 month period after I get a job being a CNA is there any?

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Open Question: do you offer personal loans?

DO you offer personal loans to students while they are working part time and in school full time

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Open Question: What do I need to do now about cleaning my credit?

I am so tired right now. I have paid for everything with cash in the last 5 years. I have several collection accounts, credit cards that are marked as charged off, and medicals personal loans and now I have student loans that were supposed to be in default and they aren’t! What else can go wrong? I’m 35 and need to buy a house. I earn 80,000 a year and can’t seem to get my credit together. I have paid a company 100 a month to clear my credit but it seems as though it was a waste! Most of my collections are over 5 yrs old. Should I just sit around for 2 more years and hope they fall off or should I just pay them off and hope that it doesn’t update my negative credit trying to do “the right thing”!! I’m a complete mess. I pay rent of 975 a month along with lights, water, electricity, cable and can’t get a home in my own name!! I’m never late on these items either. Whats really frustrating is that I just got an orchard bank card, a secured credit card through my credit union and opened up a loan in a furniture store to help fix my credit and it has actually dropped 56 points!! Why? Can I get some serious answers to resolve my situation please? I really need help. I’m willing to do whatever it takes.

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Open Question: 250 GB WD MyBook for Mac isn’t mounting?

I have a 250 GB Western Digital MyBook (http://support.wdc.com/product/kb.asp?groupid=101&lang=en) that I’ve had since sometime in late 2007 or early 2008. I have it for my MacBook pro from late 2007. At around March this year (so it lasted long enough I guess) it would power up fine but wasn’t mounting on to my laptop. IOW: My laptop didn’t read or detect it even if it was plugged in to it. I tried using a different usb cable with my computer to no luck. I tried hooking it up to a pc and it stated that “the file couldn’t be opened because existing data on it is corrupt” with the original cable. It has taken a small plunge from a shelf to a table, but this was well before the hiccup and continued to work fine.

I have files on it that are very precious to me and some have personal information on them. I had all of my digital camera images, music, artwork, and school loan/tax info on it. So, obviously I don’t want a random stranger to be looking through these documents (my step dad was a past victim of credit card theft due to something like this). Plus, I don’t want to have to pay an arm and a leg for it because it can be pricey and I’m in school. I’ve tried looking online without much help, or I just feel overwhelmed. I feel that I am justifiably paranoid about such software, though. I am getting another external hard drive to replace this one, and I would like recommendations that won’t bust a college student’s budget.

How can I get my files back if it is at all possible?

Most of it has been a money issue for those of you who ask what took so long. I also need Mac specific answers. The last question I asked half of them apparently didn’t read Mac and gave me Vista or XP results.

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Open Question: What prized possessions did you part with to graduate from college?

I went to college for several years. I had a small student loan, we had. We both signed for it. It came to a total of less than four thousand for a number of years. ( I later paid it back , two payments a month for many years living in a shack. w.o. running water, flushing toilette for years, etc. minim wage and slightly above.) I was nearing the end of college. We were up against it. I had done without most everything personal. (underwear, no new clothes for a couple of years, only cheap haircuts because they wanted short hair.)
I did not want to borrow. I planned to work and pay this back. We had
big plans, I thought. I was going to work in that field, not go back into something else, and had no intentions of skipping out on anything.
I had two prized possessions. I also had an expensive couch which we paid cash for. The possessions were my china cabinet and a piano.
The piano was my prized possession. I had a piano once before. They called it an old upright. It was huge, tall, heavy. I stripped, refinished it. It was beautiful. Had keys replaced, warmer in it. It sounded really good. Took about six men to get it into the house. Husband said if we moved, it stayed. He was not moving it again. We sold our home. Moved. We bought another piano, a new but not real expensive one, so they could deliver it. I kept this piano
polished and treasured it. We all played on the piano .
Well. I sold my piano and cabinet. I was very sad. I actually grieved over both, but I cried over the piano. I had to have money, I was so close to graduating and after all that hard work, I was not quitting. I studied long and hard hours, compensaing for not getting to study as much as I wanted in hs. There was so much to learn that was so interesting, not just my field.
Anyway, I sold it. Not too long after that, our plans went to oblivion.
I learned my credit, my charge cards, or ours, was terminated. I had not used one forever. I had no clothes to speak of to job hunt, hardly any underwear,
two horrible uniforms, and we were behind on the house payment.
Anyway. It was not worth it. I wish I had kept the piano. Our kids were scapegoated of course. We did not get to do anything we wanted to do.
I lost my career I worked so hard for. Never really had a fair chance to work, only someone trying to make i look like I had delusions of grandeur about my skills …which I absolutely did not have. Lost my husband of 20 years. Movedall over after my dtr graduated from hs. Forced to sit there until she did, and then I left. I was not allowed to work any where, forced to return to
where a relative was, and to go back into the field I did not want to go back into and knew was a lost cause. I did not want to work for the state.
My entire reason for going to college was: Husband could have a chance to attend if he wanted, or go part time or find another job. Kids could go to college, I could work and help them through. Then I could get my BSN and work part time. We could retire early. It all went to heck in a handbasket
because some people had ideas about getting money off us which did not include our working. I found I was barred from working in one hospital because I almost died there. Someone got the money from that, we did not, and I was not popular or wanted there. That was the hospital I wanted to work in, new, modern. Desperately needed good nurses there.
I said “were terminated”. I edited this, corrected it. They said it was too long. Then it took the unedited, long one. Isn’t that strange & did not save my edits.
Then it would not let me go back in and
correct. Is this a scholastic competition?
I am not competing in here. What is tis?
Is this someone stalking me, using this site to say I cannot write , or could not have in my apt. using this site for their personal advancement?
Now, I am upset. Look at that. What is going on here. They also delete innocuous questions such as the one about senior citizens and vegetarianism. They deleted a question , VIP, for senior citizens regarding calcium & Vitamin D: implications, contraindications, complications, interactions. What is this? Someone is posting questions in here aimed at me personally, to intimidate me. Going to the site does not help. This happens in every website I go to, even trivia. Don’t want me using the pc. Just like college when I couldnot get work after, like music. Alll going to the men.

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Resolved Question: As the world mourns the fall of Democracy in America are the Liberals proud of their Communist agenda?

World Mourns As Communist Darkness Falls Upon America

Posted by EU Times on Mar 22nd, 2010 // 602 Comments

Obama is a Communist

In what is being described as one of the most astounding power grabs in modern history by newspaper headlines around the World, President Obama has succeeded in his audacious plan to remake America into a full fledged godless communist empire barely one year into his term with the enactment into law by the US Congress of his mammoth health care plan innocuously named H.R. 3200-Americas Affordable Health Choices Act of 2009 and described by one Kremlin legal expert as having “nothing at all to do with health, but everything to do with control.”
To fully grasp the full and grim implications of Obama’s power grab over the American people with his Nationalization of the United States entire health care industry and student loan programme accomplished with the passing of this new law, it must be remembered that since taking office on January 20, 2009 he has also taken over their automobile, mortgage, and banking industries too with the Internet said being next “in his sights”.
More insidious than these takeovers that have been destroying America’s once vibrant capitalistic system is the new regime these once free peoples are now destined to live under, and where under their new health care law will require all of them to carry a National ID card (page 58) and allow their government unlimited access to all of their bank accounts and personal records (page 159).
And in a chilling instance of the ancient prophecies for these time of “The Mark of the Beast” becoming reality, the National ID card all of the American people will now be required to possess (regardless of age) is to be combined with their new government ID card under their upcoming new immigration laws allowing them to work and is biometrically designed to “read” the backs of their hands.
[Note: According to the Christian Bibles Book of Revelations, the ancients warned of a future time when everyone, both small and great, rich and poor, free or slave, would receive a mark in their right hand, or in their foreheads which without they would not be able buy or sell anything.]

http://www.eutimes.net/2010/03/world-mourns-as-communist-darkness-falls-upon-america/

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Open Question: Student Loans in Ireland for International(EU) Students?

Would like to know if I would be eligible for a student loan in Ireland.
I’m currently 19, and will be 20 for the year I plan to enter in. I may be doing a Level 4(Higher Education) Course this year, which is part time also, and was wondering if this would take away my eligibility.
I’ll be going to Ireland regardless next year, and I would like to carry on my studies(Accounting/Finance, by the way), but if there isn’t any kind of financial support I doubt I will be able to.

Also on a side note, any notable universities from personal experience in the Dublin/Wicklow area? :)

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